Cheap Vacant House insurance - Where to Get It

Do you have a vacant house that you need insured? Want to get cheap vacant house insurance with a top-rated company? Read on ...

Vacant House insurance Tips

Home Insurance

If you own a home that's vacant you want to safe it from vandals, burglars, fire, and acts of nature. Here are some tips on how to safe your vacant house:

* Make sure you accumulate all doors and windows with deadbolts and window locks.

* install a burglar alarm. The best alarms use petition sensors and glass-breakage detectors and are linked to a local security service.

* Give you house a lived-in look. install intermittent light timers, have a neighbor pick up your mail, and have person shovel your driveway after a snowfall.

* Ask a neighbor or hire person to periodically check the surface and inside of your home for damage, especially after a storm.

Getting Cheap Vacant House Insurance

Vacant house insurance is generally more expensive than regular homeowners insurance because there's no one living in the house to watch and safe it. However, if your house is vacant for only a short period of time, or if you hire a caretaker to look after it, your insurance rate will be less.

Other ways to save money are:

* buy your vacant house insurance and your car insurance from the same company. This can save you up to 30% on your insurance premium.

* Raise your deductible to an estimate you can afford. Raising your deductible from 0 to ,000 can save you 15% to 25%.

* install security and security features like dead-bolt locks, window locks, smoke detectors, fire alarms, and sprinkler systems. This can save you 5% to 20%.

* compare insurance rates with at least three different companies. This is the biggest money-saver of all, as insurance rates can vary by as much as ,000 or more from one firm to another.

Cheap Vacant House insurance - Where to Get It