Have you heard that it's impossible to find an insurance course offering log home insurance? Actually, many fellowships do offer this coverage.
An easy way to find competitive quotes is to go to an insurance comparison website. When you fill out your facts on such a website, you'll only receive quotes from A-rated fellowships that offer log home insurance.
Home Insurance
How Much Extra Will I Pay?
Log home insurance is typically 20% more than insurance for a comparably-sized non-log home. Factors that influence the price of your log home or log cabin insurance include:
* distance from the nearest fire station. The closer you are to a fire station, the less your premium will be. Some fellowships will not insure a log cabin that is more than ten miles from a fire station.
* distance from the nearest fire hydrant. Most insurance fellowships will offer you a reduction if there is a fire hydrant one mile or less from your log home.
* proximity of a free-standing wood stove. Such a wood stove will growth your rate and some fellowships may decline to cover you. A more affordable choice is to setup a original fireplace.
Can I Buy Coverage for a Log Home that is under Construction?
Some insurance fellowships do cover homes that are under construction. This insurance is called a Builders Risk or course of building policy.
Such a course protects homeowners and builders from liability on a building site from loss due to theft, vandalism and accidental loss, damage, or destruction. When your home is complete, the building course may turn to a quarterly homeowners course or you can buy a different policy.
Lowering Your Costs
In increasing to using an insurance comparison website to shop nearby for the best price on your log cabin insurance, some other ways you can lower your insurance costs include:
* choosing a high deductible
* Installing security features that will net you discounts, such as smoke detectors, fire extinguishers, and deadbolt locks
Log Home insurance - How to Get the Best Rates
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